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Visa® Platinum Rewards

apply online
BASICS
Card Category
Consumer
Minimum Credit
Level Needed
Excellent

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Card Type
Unsecured
Card Rating
CreditCardMenu.com evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects CreditCardMenu.com's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
RATES
Intro APR on Purchases (Intro Period)
N/A
Intro APR on Balance Transfer (Intro Period)
N/A
Ongoing APR (Purchases)
11.25% (variable)
Ongoing APR (Balance Transfers)
11.25% (variable)
Ongoing APR (Cash Advances)
15.25% (variable)
CARD FEATURES
Available Rewards

Points
Card Description
• Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
• Low 11.25% variable standard purchase APR and platinum benefits.
• No Annual Fee.
• No balance transfer fee for balances transferred in response to this online offer.
• Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
• Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
• Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
FEES
Annual Fee
NONE
Application Processing Fee
See Terms
Balance Transfer Fees
0% (min=N/A, max=N/A)
Cash Advance Fees
3% (min=See terms, max=See terms)
Foreign Transaction Fees
2% (min=2%, max=2%)
Late Payment Fee
Up to $35

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

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