Discover® Card
Discover® Open Road Card
BASICS
Card Category
Consumer
Minimum Credit
Level Needed
Excellent / Good
Card Type
Unsecured
Card Rating
RATES
Intro APR on Purchases (Intro Period)
0% (14 months)
Intro APR on Balance Transfer (Intro Period)
0% (14 months)
Ongoing APR (Purchases)
10.99% - 20.99%± Variable
Ongoing APR (Balance Transfers)
10.99% - 20.99%± Variable
Ongoing APR (Cash Advances)
24.99%
CARD FEATURES
Available Rewards
Card Description
• 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%.±
• 2% automatically at gas stations and restaurants all year long.±
• Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
• Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
• 24/7 access to a U.S. - based Account Manager within 60 seconds.
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
• ±Click apply to view rates, fees, rewards, limitations and other important information.
FEES
Annual Fee
$0
Activation Fee
$0
Balance Transfer Fees
3%±
Cash Advance Fees
5% (min=$10)
Foreign Transaction Fees
0%
Late Payment Fee
Up to $35
Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.