| BASICS |
| APR (Interest Rate) | 11.25%var |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 20 |
| Grace Period | 25 days |
| FEES |
| Additional Card Fee | $10.00 one-time only to add an authorized user. |
| Late Fee | $10 for balance less than $100 $25 for balance between $100 and $1000 $35 for balance greater than $1000 |
| Currency Conversion Fee | 2% of the transaction amount |
| CARD FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
3.25% for
6
months. After the intro period, the rate will be
11.25%.
|
| Cash Advance | The APR for cash advances is 11.25%.
Fee: 5% of each advance or a minimum of $5, whichever is greater |
| Default APR | The default APR is 22.00%.
|
| Other Features | N/A |
| Card Description | • Low Interest Rate for both purchases and cash of 11.25% APR(*)
• Introductory Balance Transfer Rate
• No Balance Transfer Fee
• $0 Fraud Liability
• 24/7 Online Account Access
• Emergency Cash Advance & Card Replacement
• Worldwide Acceptance
* This annual percentage rate varies with the market based on the Prime Rate. |
