| BASICS |
| APR (Interest Rate) | 7.25%var |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 |
| Grace Period | 25 days |
| FEES |
| Late Fee | $29.00 |
| Over-the-limit Fee | $29.00 |
| CARD FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
7.25%.
|
| Cash Advance | The APR for cash advances is 11.25%.
Transaction Fee for Cash Advances: 3.00% of the amount, but not less than $4.00 nor more than $50.00 |
| Default APR | The APR for default is 16.25%.
|
| Other Features | N/A |
| Card Description | Excellent credit required
No balance transfer fees
Low APR
No annual fee
|