"Escape by Discover Card"
issued by
Discover Card
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APPLY ONLINE
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| BASICS | | APR (Interest Rate) | 11.99% - 19.99%var* (• 0.0% until the last day of the billing period ending during June 2010.) | | APR Computation Method | Average Daily Balance Including New Purchases | | Intro APR | 0.00% for 6 months. | | Annual Fee | $ 60 | | Grace Period | 25 days | | FEES | | Additional Card Fee | $0 | | Late Fee | $19 on balances up to $250 and $39 on balances over $250. | | Over-the-limit Fee | $15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee. | | Currency Conversion Fee | 2% of the U.S. dollar amount of each purchase made in a foreign currency. | | CARD FEATURES | | Customized Terms | * This credit card offers customized terms. Details:
For the standard purchase rate and, effective January 1, 2010, the default rate for purchases, actual amount added will be based on our evaluation of your credit and will be disclosed with your Card.
| | Travel Rewards |
- 25,000 Bonus Miles. 1,000 Miles each month you make a purchase the first 25 months.
- Unlimited Double Miles. Earn 2 Miles for every $1 you spend on all purchases.
- 2 additional Miles for every $1 you spend through their exclusive online shopping site.
- Primary Car Rental Insurance up to $50,000 with no deductible.
- Lost or Damaged Luggage Insurance up to $2,500
- Travel Delay Insurance. We'll cover up to $150 per day of unexpected food and lodging expenses
- Trip Cancellation Insurance up to $2,500
| | Cash Rebate | N/A | | Gas Rebate | N/A | | Shopping Rewards | N/A | | Hotel Rewards | N/A | | Balance Transfer |
The intro APR for balance transfers is
0.00% for
6
months. After the intro period, the rate will be
as low as
11.99% - 19.99%.
* • Balance Transfers: If requested with Application, 0.0% for 6 billing periods from the date of account opening for balance transfers made with your application, then the standard APR for purchases.
• BALANCE TRANSFER TRANSACTION FEES: 3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum. | | Cash Advance | The APR for cash advances is 23.99%.
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum. | | Default APR | The APR for default is 29.99%.
• Up to 29.99%* variable; effective January 1, 2010 between up to 16.99% variable and up to 24.99% variable for purchases; up to 28.99% variable for cash advances.
• If you are late making a payment, any introductory/promotional rates will end and we may increase all your APRs to a Default Rate. Effective January 1, 2010, each time you fail to make a payment when due, we may, in accordance with applicable law, terminate the availability of any introductory/promotional APRs on new transactions, and increase your APRs for new transactions to variable Default Rates. | | Other Features | Instant Decision | | Card Description | • Double Miles on travel and restaurant purchases.
• One Mile for every dollar on all other purchases
• Flexible redemption options for travel, gift cards, or cash.
• Double Miles through our exclusive online shopping site |
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Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.
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