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Discover® Student Card

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"Discover® Student Card"

issued by Discover Card

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 BASICS
APR (Interest Rate)13.99% - 20.99%var*
APR Computation MethodAverage Daily Balance Including New Purchases
Intro APR0% until the last day of the billing period ending during June 2010.
Annual Fee$ 0
Minimum Income0
Grace Period25 days
 FEES
Account Setup Fee$ 0
Other (one-time) Fees$ 0
Other Fees Annualized$ 0
Late Fee$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee$15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee.
Currency Conversion Fee2% of the U.S. dollar amount of each purchase made in a foreign currency
 CARD FEATURES
Customized Terms * This credit card offers customized terms. Details: The standard purchase APR may vary monthly and equals the Prime Rate plus an amount between 8.74% and 16.74%. The cash advance APR may vary monthly and equals the Prime Rate +20.74%.?
Travel Rewards N/A
Cash Rebate
  • 5% Cashback Bonus® all year long. Categories like travel, gas, groceries, restaurants, and many more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards that never expire.
  • 5% to 20% Cashback Bonus through their exclusive online shopping site.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Gas Rebate N/A
Shopping Rewards N/A
Hotel Rewards N/A
Balance Transfer N/A
Cash AdvanceThe APR for cash advances is 23.99%. CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum.
Default APRThe default APR is 18.99% - 28.99%. Between up to 18.99% variable and up to 25.99% variable for purchases; up to 28.99% variable for cash advances*
Other Features Instant Decision
Card Description• 0% APR on purchases for 6 months. • Built your credit. • No annual fee. • 5% Cashback Bonus. • Unlimited cash rewards. • 0% fraud liability guarantee. • Easy online account management tools. • Select from unique card designs.
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See Also: Discover Credit Cards
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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