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Discover® More® Card - Biodegradable

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"Discover® More® Card - Biodegradable"

issued by Discover Card

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 BASICS
APR (Interest Rate)11.99% - 19.99%var*
APR Computation MethodAverage Daily Balance Including New Purchases
Intro APR0% until the last day of the billing period ending during April 2010.
Annual Fee$ 0
Grace Period25 days
 FEES
Account Setup Fee$ 0
Other (one-time) Fees$ 0
Other Fees Annualized$ 0
Late Fee$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee$15 on balances up to $500, and $39 on balances over $500. Effective February 1, 2010, we will not charge an overlimit fee.
Currency Conversion FeeForeign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency.
 CARD FEATURES
Customized Terms * This credit card offers customized terms. Details: Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history.
Travel Rewards N/A
Cash Rebate
  • Earn unlimited cash rewards on all purchases.
  • 5% Cashback Bonus on popular category purchases.
  • Up to 1% on all other purchases.
Gas Rebate N/A
Shopping Rewards N/A
Hotel Rewards N/A
Balance Transfer The intro APR for balance transfers is 0.00% for 6 months. After the intro period, the rate will be as low as 11.99% - 19.99%. * • 0.0% for 6 billing periods from the date of account opening, then the standard APR purchases. • Balance Transfer Transaction Fee: 3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum.
Cash AdvanceThe APR for cash advances is 23.99%. Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum.
Default APRThe APR for default is 29.99%. • The default APR may vary monthly and equals the Prime Rate + up to 27.99%, but such rate will never exceed 29.99%. • Effective January 1, 2010, up to 16.99% variable and up to 23.99% variable for purchases; up to 28.99% variable for cash advances. • If you are late making a payment, any introductory/promotional rates will end and we may increase all your APRs to a Default Rate. Effective January 1, 2010, each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates .
Other Features Instant Decision
Card Description• Put more green in your wallet with the Biodegradable Discover More Card. New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind. • No annual fee. • Choose your card design.
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See Also: Discover Credit Cards
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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