"Biodegradable Discover® More Card"
issued by
Discover Card
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APPLY ONLINE
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| BASICS | | APR (Interest Rate) | 11.99% - 20.99%var* | | APR Computation Method | Average Daily Balance Including New Purchases | | Intro APR | 0.00% for 6 months. | | Annual Fee | $ 0 | | Grace Period | 25 days | | FEES | | Account Setup Fee | $ 0 | | Other (one-time) Fees | $ 0 | | Other Fees Annualized | $ 0 | | Late Fee | $19 on balances up to $250 and $39 on balances over $250. | | Over-the-limit Fee | $15 on balances up to $500, and $39 on balances over $500. Effective February 1, 2010, we will not charge an overlimit fee. | | Currency Conversion Fee | Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency. | | CARD FEATURES | | Customized Terms | * This credit card offers customized terms. Details:
Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history.
| | Travel Rewards | N/A | | Cash Rebate |
- Earn unlimited cash rewards on all purchases.
- 5% Cashback Bonus on popular category purchases.
- Up to 1% on all other purchases.
| | Gas Rebate | N/A | | Shopping Rewards | N/A | | Hotel Rewards | N/A | | Balance Transfer |
The intro APR for balance transfers is
0.00% for
6
months. After the intro period, the rate will be
as low as
11.99% - 20.99%.
* • 0.0% for 6 billing periods from the date of account opening, then the standard APR purchases.
• Balance Transfer Transaction Fee: 3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum. | | Cash Advance | The APR for cash advances is 23.99%.
Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum. | | Default APR | The default APR is 29.99%.
• Effective January 1, 2010, up to 16.99% variable and up to 23.99% variable for purchases; up to 28.99% variable for cash advances.
• If you are late making a payment, any introductory/promotional rates will end and we may increase all your APRs to a Default Rate. Effective January 1, 2010, each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates. | | Other Features | Instant Decision | | Card Description | • 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
• 5% Cashback BonusŪ in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee |
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Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.
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