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Public Savings Bank Secured Black Card

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"Public Savings Bank Secured Black Card"

issued by Public Savings Bank

APPLY ONLINE

 BASICS
APR (Interest Rate)11.24%var*
APR Computation MethodAverage Daily Balance Including New Purchases
Intro APR0.00% for 6 months.
Annual Fee$ 0
Grace Period25 days
 FEES
Account Setup Fee$79.00 (one time fee)
Other (one-time) FeesExpedited Card Fee $75 (Optional one-time fee), Credit Limit Increase $25 (One-time fee, per increase)
Late Fee$20 or 10% of a payment, whichever is higher
Over-the-limit Fee$20
Currency Conversion Fee2% of each transaction in U.S. dollars.
 CARD FEATURES
Customized Terms * This credit card offers customized terms. Details: • You will be required to open a non-interest bearing deposit account at Public Savings which will act as security for your obligations relating to the Card and the Card Account and your other obligations under this Agreement (the "Pledged Deposit Account"). By applying for a Secured Card, you are pledging, assigning and granting a security interest in the Pledged Deposit Account and the funds in it from time to time, including any funds deposited following the effective date of this Agreement, in the Pledged Deposit Account you maintain with us and designate to secure repayment of your Card. • New card customers will be allowed a minimum of $200 and a maximum deposit of up to $1500; for balances up to $4,999 the credit limit will be equal to the amount of your security deposit. A maximum deposit of up to $10,000 will be allowed for the lifetime of the card.
Travel Rewards N/A
Cash Rebate N/A
Gas Rebate N/A
Shopping Rewards N/A
Hotel Rewards N/A
Balance Transfer N/A
Cash AdvanceThe APR for cash advances is 18.00% - 18.00%. • 0% APR on purchases for 6 months • No annual or monthly fees • We report to all 3 credit bureaus • No minimum credit score, no income/employment verifications • Use the card everywhere you see the VisaŽ logo • Lifetime credit limits up to $10,000 • Free fraud protection against unauthorized use • No penalty APR for late payments
Default APR N/A
Other Features N/A
Card Description• 0% APR on purchases for 6 months • Credit not a factor. • No income requirements. • Choose your credit limit up to $1000. • $0 fraud liability • Build good credit - we report to all 3 major credit bureaus. • Fee 24-hour online account access • All applications accepted! • Free Visa Rewards including auto collision damage and emergency card replacement.
APPLY ONLINE

See Also: Public Savings Bank Credit Cards
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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