| BASICS |
| APR (Interest Rate) | 15.24%var* |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 6 months. |
| Annual Fee | $ 0 |
| Grace Period | 25 days |
| FEES |
| Late Fee | $15 on balances less than $400 and $35 on balances $400 or greater. |
| Over-the-limit Fee | $29 |
| CARD FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Applicant must be a current member of Costco in good standing. If your Costco membership has expired please renew it prior to taking advantage of this offer.
|
| Travel Rewards | N/A |
| Cash Rebate |
- Receive a $25 statement credit for the first purchase made with the Card
- No Limit on the Cash Back earned
- 3% cash back for restaurants, 2% cash back for travel, 1% cash back everywhere else, including Costco.
- Cash back earnings accumulates over the course of the year and the total is issued to you in your February billing statement.
|
| Gas Rebate |
- Earn 3% cash back for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter).
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
the rate as low as
15.24%.
* • There is no balance transfer transaction fee associated with this offer. |
| Cash Advance | The APR for cash advances is 25.24%.
• The APR for cash advances is determined for each billing period that begins before October 1, 2009, by adding 17.99% to the Prime Rate; and for billing periods beginning on or after October 1, 2009, by adding 21.99% to the Prime Rate.
• Fee for cash advances: 3% of each transaction, with $5.00 minimum and no maximum. |
| Default APR | The APR for default is 27.24%.
• Your account is reviewed monthly and will be considered in default if minimum payments are not timely paid one time, or seriously in default if minimum payments are not timely paid two or more times. |
| Other Features | Instant Decision |
| Card Description | • Earn cash back everywhere, not just at Costco: every time you make a purchase, you can earn cash back: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 3% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
• No Annual Fee with your paid Costco Membership.
• The flexibility to pay over time.
|
