| BASICS |
| APR (Interest Rate) | 7.90% - 24.90%var* |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 - $ 74 |
| Grace Period | 00 days |
| FEES |
| Account Setup Fee | $0 - $49 |
| Late Fee | Not Disclosed Until You Fill Out Pre-Qualification Form |
| Over-the-limit Fee | Not Disclosed Until You Fill Out Pre-Qualification Form |
| Currency Conversion Fee | The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.
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| CARD FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
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| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
the rate as low as
7.90% - 24.90%.
* A Fee of 5% ($10 minimum) will apply to balance transfers, including credit card checks. |
| Cash Advance | The APR for cash advances is 20.90%.
A 5% ($20 minimum) Cash Advance Fee will apply to all other cash advances. |
| Default APR | The APR for default is 29.49%.
If during the Introductory period, you fail to make a payment to us when due, or you exceed your credit limit, the Introductory APR will increase to the Default APR. |
| Other Features | N/A |
| Card Description | • Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment
• On-call customer service representatives to assist you with questions or concerns
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