| BASICS |
| APR | 10.99% - 19.99%var* (For Elite and Premium Pricing, fixed 0.00% introductory rate for 12 months from account opening.
After that, prime + 5.99% for Elite Pricing, or prime + 9.99% for Premium Pricing. Standard Pricing: From account opening, prime + 14.99% variable.
) |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 12 months. |
| Annual Fee | $ 0 |
| Grace Period | 20 days |
| FEES |
| Account Setup Fee | $ 0 |
| Additional Card Fee | $ 0 |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $15.00 on balances up to, but not including, $100; $29.00 on balances of $100 up to, but not including, $250; and $39 on balances of $250 and over. |
| Over-the-limit Fee | $39 |
| Currency Conversion Fee | 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
|
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
12
months. After the intro period, the rate will be
as low as
10.99% - 19.99%.
* Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of the account. Standard Pricing: A 0% fixed APR for the first 3 billing cycles.
Transaction fee for balance transfers: 3% of the amount of each transaction, but not less than $5.00 nor more than $75.00. |
| Cash Advance | The APR for cash advances is 20.99% - 24.99%.
Transaction fees for cash advances: 3% of each transaction, but not less than $10.00. |
| Default APR | The APR for default is 28.99%.
|
| Other Features | N/A |
| Card Description | 0% Intro APR for up to 12 months.
FREE Online Account Access.
No Annual Fee
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance. |