| BASICS |
| APR (Interest Rate) | 19.50%* |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 59 |
| Credit Line | $5,000. |
| Grace Period | 00 days |
| FEES |
| Account Setup Fee | $69.95 for one card or $99.95 for both. |
| Other (one-time) Fees | Co-applicant Processing Fee: $12.95. Rush Processing Fee: $12.95. (Optional) |
| Late Fee | $20 |
| Over-the-limit Fee | $20 |
| CARD FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
• New Millennium Bank secured credit cards look and work like any other credit card. The only difference is that a savings account is established to open the secured credit card account. The savings account serves as collateral for the credit card. Your credit card is reported to the three major credit bureaus.
|
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer | N/A |
| Cash Advance | The APR for cash advances is 19.50%.
Cash Advance Fee: 2% of advance (min. $1.00, max. $20.00). |
| Default APR | N/A |
| Other Features | N/A |
| Card Description | • Help build or rebuild your credit with a secured credit card.
• No credit check.
• Approved regardless credit history.
• Total credit up to $10,000
• Auto rental and Travel accident Insurance.
• Reports to all 3 Bureaus.
• Emergency cash transfers. |
