| BASICS |
| APR (Interest Rate) | 5.24% - 14.24%var* |
| APR Computation Method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 |
| Grace Period | 27 days |
| FEES |
| Late Fee | Balance over $0.01 up to $99.99 $15.00 Balance of $100.00 up to $999.99 $29.00 Balance of $1,000.00 and above $39.00 |
| Over-the-limit Fee | $35.00 |
| Currency Conversion Fee | Foreign Transaction Fee of 3% of the transaction amount in U.S. Dollars.
|
| CARD FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Upon account opening, your APR will be based upon your credit history.
|
| Travel Rewards | N/A |
| Cash Rebate | |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer | 0.99%2 through 08/31/2010. Balance Transfer Fee: 3.00% of the transaction amount, $5.00 minimum. |
| Cash Advance | The APR for cash advances is 18.99%.
• Cash Advance Fee: 4.00% of the transaction amount, $10.00 minimum.
• Prime + 13.99%, Subject to a minimum APR of 18.99% |
| Default APR | The default APR is 27.24%.
The Delinquency Rate APR will apply to all balances in the event your Account becomes 30 calendar days past due once or 5 calendar days past due twice in any 12 month period, or if Account had two Overlimit occurrences during any period of twelve consecutive months. |
| Other Features | Instant Decision |
| Card Description | • No need for rewards? We're bringing on the basics of using credit with longer introductory offers, lower rates thereafter, and great service and convenience.
• Save money - with no Annual Fee and a low 0.99% on Balance Transfers thru August 31, 2010.
• Zero Liability limits your exposure for fraudulent charges.
• AutoPay options.
• PNC Security Assurance for fraud and identity theft protection. |
