"PNC Bank Visa® Platinum Card"

5.24% - 14.24%^var*

Average Daily Balance Including New Purchases

N/A

$ 0

27 days

Balance over $0.01 up to $99.99 $15.00 Balance of $100.00 up to $999.99 $29.00 Balance of $1,000.00 and above $39.00

$35.00

Foreign Transaction Fee of 3% of the transaction amount in U.S. Dollars.

^* This credit card offers customized terms. Details: Upon account opening, your APR will be based upon your credit history.

N/A

N/A

N/A

N/A

0.99%2 through 08/31/2010. Balance Transfer Fee: 3.00% of the transaction amount, $5.00 minimum.

The APR for cash advances is 18.99%. • Cash Advance Fee: 4.00% of the transaction amount, $10.00 minimum. • Prime + 13.99%, Subject to a minimum APR of 18.99%

The default APR is 27.24%. The Delinquency Rate APR will apply to all balances in the event your Account becomes 30 calendar days past due once or 5 calendar days past due twice in any 12 month period, or if Account had two Overlimit occurrences during any period of twelve consecutive months.

Instant Decision

• No need for rewards? We're bringing on the basics of using credit with longer introductory offers, lower rates thereafter, and great service and convenience. • Save money - with no Annual Fee and a low 0.99% on Balance Transfers thru August 31, 2010. • Zero Liability limits your exposure for fraudulent charges. • AutoPay options. • PNC Security Assurance for fraud and identity theft protection.