AT&T Universal Savings & Rewards Card


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"AT&T Universal Savings & Rewards Card" issued by Citibank
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BASICS
APR	9.99% - 17.99%^var^*
APR computation method	Average Daily Balance Including New Purchases
Intro APR	N/A
Annual Fee	$ 0
Grace Period	20 days
FEES
Late Fee	$15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
Over-the-limit Fee	$39
Currency Conversion Fee	Foreign purchase transaction fee is 3.0% of the purchase amount after its conversion into U.S. dollars.
FEATURES
Customized Terms	^* This credit card offers customized terms. Details: Your application is a request for an account with APR 1, APR 2 or APR 3, in that order. We determine your APR based on a review of your application and credit history.
Travel Rewards	N/A
Cash Rebate	N/A
Gas Rebate	N/A
Shopping Rewards	Your wireless service. Your Internet connection. Your digital TV. Save up to 10% on each dollar you spend with your card on the AT&T products and services you use every day when you match that amount with other purchases, up to $350 a calendar year for the first year. Earn 1 Thank® You Point on every dollar you spend on eligible non-AT&T purchases through the ThankYou Network, up to 5,000 points a calendar year.
Hotel Rewards	N/A
Balance Transfer	0% APR on Balance Transfers for up to 12 months. 0.00% for 12 months from date of first balance transfer for APR 1. 0.00% for 6 months from date of first balance transfer for APR 2 and APR 3. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum.
Cash Advance	The APR for cash advances is 19.99%. Fee: 3% of the amount of each cash advance, $5 minimum.
Default APR	The APR for default is 28.99%.
Other Features	N/A
Card Description	• 0% APR on Balance Transfers for up to 12 months. • Save up to 10% on eligible AT&T purchases for the first 12 months. • Plus AT&T calling benefits (Wireless phone loss and theft insurance, 2 free directory assistance inquiries per month and up to 30 free phone minutes each month).

APPLY ONLINE

See Also: Citibank Credit Cards

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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AT&T Universal Savings & Rewards Card

issued by Citibank