| BASICS |
| APR | 10.99% - 18.99%var* |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0% until the last day of the billing period ending during December 2008. |
| Annual Fee | $ 0 |
| Minimum Income | 12000 |
| Grace Period | 25 days |
| FEES |
| Account Setup Fee | $ 0 |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $19 on balances up to $250 and $39 on balances over $250. |
| Over-the-limit Fee | $15 on balances up to $500, and $39 on balances over $500. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
* Your actual rate will be based on our evaluation of your credit and will be disclosed with your Card.
|
| Travel Rewards | N/A |
| Cash Rebate |
- 5% Cashback Bonus® in categories like travel, department stores, home improvement stores, clothing stores, gas, restaurants, movies and more
- Up to 1% Cashback Bonus® on all other purchases automatically*
- Unlimited cash rewards
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer | 0% until the last day of the billing period ending during June 2009. Balance Transfer Transaction Fee: 3.00% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75. |
| Cash Advance | The APR for cash advances is 23.99%.
Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum. |
| Default APR | The APR for default is 30.99%.
If you are late making a payment, we may increase your APRs to the Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. |
| Other Features | N/A |
| Card Description | 0% Intro APR on purchases and balance transfers, then your rate can be as low as 10.99%.
5% Cashback Bonus® in popular categories.
Up to 1% Cashback Bonus® on all other purchases automatically*
$0 Fraud Liability guarantee.
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