The Brighter Planet™ Visa® Credit Card


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"The Brighter Planet™ Visa® Credit Card" issued by Bank of America
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BASICS
APR	9.99% - 15.99%^*
APR computation method	Average Daily Balance Including New Purchases
Intro APR	N/A
Annual Fee	$ 0
Grace Period	20 days
FEES
Additional Card Fee	0.0
Late Fee	Based on your balance as of the day the fee is assessed - $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over.
Over-the-limit Fee	Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if $1000.01 or over.
Currency Conversion Fee	3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee.
FEATURES
Customized Terms	^* This credit card offers customized terms. Details: Based on your creditworthiness your application may be approved for a Preferred account. The APRs and benefits for Preferred accounts differ from Platinum Plus® accounts.
Travel Rewards	N/A
Cash Rebate	N/A
Shopping Rewards	N/A
Hotel Rewards	N/A
Balance Transfer	The intro APR for balance transfers is 0.00% for 12 months. After the intro period, the rate will be as low as 9.99% - 15.99%. ^* Transaction fee for Balance Transfers, non-online Direct Deposits and Check Cash Advances: 3% of each such cash advance (minimum $10).
Cash Advance	The APR for cash advances is 24.99%. 0% Introductory APR applies to Direct Deposits that are not processed online and Check Cash Advances through your first 12 statement Closing Dates. When the Promotional Period ends, the Standard APR for non-online Direct Deposits and Check Cash Advances posted to your account either during the Promotional Period or before April 19, 2008 is 9.99% for Platinum Plus® accounts, or 15.99% for Preferred accounts. Non-online Direct Deposits and Check Cash Advances posted to your account on or after April 19, 2008 and after the end of Promotional Period will be subject to the Standard APR for Direct Deposits and Check Cash Advances of 24.99%.
Default APR	The APR for default is 29.99%.
Other Features	N/A
Card Description	• No Annual Fee • 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles. • Earn points with every purchase to offset carbon dioxide (CO2) emissions. Points are automatically redeemed monthly to help fund community-based renewable energy projects across the United States. • Secure online access to your account. • Around-the-clock fraud protection with zero liability for unauthorized charges.

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See Also: Bank of America Credit Cards

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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The Brighter Planet™ Visa® Credit Card

issued by Bank of America