Discover® More® Card

	Issued by Discover Card APPLY ONLINE
BASICS
APR (Interest Rate)	11.99% - 18.99%var*
APR Computation Method	Average Daily Balance Including New Purchases
Intro APR	0% until the last day of the billing period ending during December 2009.
Annual Fee	$ 0
Credit Line	$ 50,000
Minimum Income	15000
Grace Period	25 days
FEES
Account Setup Fee	$ 0
Other (one-time) Fees	$ 0
Other Fees Annualized	$ 0
Late Fee	$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee	$15 on balances up to $500, and $39 on balances over $500.
Currency Conversion Fee	Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency.
CARD FEATURES
Customized Terms	* This credit card offers customized terms. Details: Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history.
Travel Rewards	N/A
Cash Rebate	5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more. 5% to 20% Cashback Bonus through their exclusive online shopping site. Up to 1% unlimited Cashback Bonus on all your other purchases, automatically. Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Gas Rebate	N/A
Shopping Rewards	N/A
Hotel Rewards	N/A
Balance Transfer	The intro APR for balance transfers is 0.00% for 6 months. After the intro period, the rate will be as low as 11.99% - 18.99%. * • 0.0% until the last day of the billing period ending during November 2009. • Balance Transfer Transaction Fee: 3% for each balance transfer made under this offer.
Cash Advance	The APR for cash advances is 23.99%. Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum.
Default APR	The APR for default is 29.99%. • The default APR may vary monthly and equals the Prime Rate + up to 27.99%, but such rate will never exceed 29.99%. • If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate.
Other Features	N/A
Card Description	• Full 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more. • One call and we take care of it. • Talk to a knowledgeable person in less than a minute. • Easy online account options that put you in control. • Timely e-mail reminders to help you avoid fees. • No annual fee.

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.