| BASICS |
| APR | 8.99% - 17.99%var* |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 12 months. |
| Annual Fee | $ 0 |
| Grace Period | 20 days |
| FEES |
| Late Fee | Not Disclosed |
| Over-the-limit Fee | Not Disclosed |
| Currency Conversion Fee | The foreign transaction fee is 3% of the US dollar amount on transactions made in a foreign currency. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
The variable Customary APR will be between 8.99% and 17.99% (as of 3/15/08), depending upon your creditworthiness.
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| Travel Rewards | N/A |
| Cash Rebate |
- A full 1% cash back on every single purchase (from gas to groceries to eyeglasses to airline tickets. You can even get cash back on utility bills. Anything you buy with the card qualifies.)
- 1% cash back on every purchase, large or small. Then redeem in low $25 increments.
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| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer | 0% Introductory APR for 12 months on balance transfers A 3% fee ($15 minimum) will apply to all Balance Transfers posted to your Account during the Introductory Period; thereafter, a 3% ($15 minimum) cash advance fee will apply, unless otherwise disclosed.
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| Cash Advance | The APR for cash advances is 21.99% - 22.90%.
A 3% ($15 minimum) cash advance fee will apply to all cash advances, unless otherwise disclosed. |
| Default APR | The APR for default is 31.99%.
|
| Other Features | N/A |
| Card Description | No annual fee
0% Introductory APR on purchases and balance transfers for 12 months (*)
A full 1% cash back on every single purchase.
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