| BASICS |
| APR | 8.49% - 16.49%var* (0.00% for 12 months from date of account opening for APR 1 and APR 2.
0.00% for 6 months from date of account opening for APR 3.) |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 12 months. |
| Annual Fee | $ 0 |
| Grace Period | 20 days |
| FEES |
| Late Fee | $15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over. |
| Over-the-limit Fee | $39 |
| Currency Conversion Fee | 3% of each purchase after it is converted into US dollars. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Your application is a request for an account with APR 1, APR 2 or APR 3, in that order. We determine your APR based on a review of your application and credit history.
|
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
12
months. After the intro period, the rate will be
as low as
8.49% - 16.49%.
* 0.00% for 12 months from date of first balance transfer for APR 1 and APR 2.
0.00% for 6 months from date of first balance transfer for APR 3.
Balance transfer fee: 3% of each balance transfer; $5 minimum.
|
| Cash Advance | The APR for cash advances is 19.99%.
Fee: 3% of each cash advance; $5 minimum. |
| Default APR | The APR for default is 28.99% - 33.99%.
|
| Other Features | N/A |
| Card Description | 0% APR* on balance transfers and purchases for up to 12 months.
After the introductory period is over, APR on purchases will be as low as a variable 8.49%.
No annual fee.
Citi Identity Theft Solutions.
$0 Liability on unauthorized purchases.
Secure, free online account management.
|