| BASICS |
| APR | 7.90% |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 |
| Credit Line | $20,000 |
| Grace Period | 25 days |
| FEES |
| Late Fee | Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-the-limit Fee | $39 |
| FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
7.90%.
Balance transfer fee: None. |
| Cash Advance | The APR for cash advances is 22.90%.
Cash advance fee: 3% of amount of the cash advance, but not less than $10. |
| Default APR | The APR for default is 24.90%.
|
| Other Features | N/A |
| Card Description | Low rate on purchases and balance transfers.
Consolidate balances and save money when you transfer higher-rate balances.
Save with no transfer fees.
No annual membership fee.
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