| BASICS |
| APR | 9.99% |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 |
| Credit Line | $250,000 |
| Grace Period | 25 days |
| FEES |
| Late Fee | Based on your balance as of the day the fee is assessed- $15 if $0 - $100; $29 if between $100.01 - $1000; $39 if $1000.01 or over. |
| Over-the-limit Fee | Based on your balance as of the day the fee is assessed - $15 if $0 - $500; $29 if between $500.01 - $1000; $39 if $1000.01 or over. |
| Currency Conversion Fee | 2% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee. |
| FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards |
- Earn points for everyday purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences. There's no limit to the number of points you can earn or ways to reward yourself.
- Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill Points℠
- Anytime, Anywhere, Any Airline℠ air rewards starting at 25,000 points, with no blackout dates.
|
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
1.90% for
12
months. After the intro period, the rate will be
9.99%.
Standard Balance Transfer Fee: 3% of each such transaction (minimum $10, maximum $75). |
| Cash Advance | The APR for cash advances is 9.99%.
Standard Cash Advance Fee: 3% of each such transaction (minimum $10, maximum $75). |
| Default APR | N/A |
| Other Features | Instant Decision |
| Card Description | No annual fee and a low competitive 9.99% annual percentage rate (APR).
Anytime, Anywhere, Any Airline.
Air rewards starting at 25,000 points, with no blackout dates.
Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill Points℠
Credit line may be as high as $250,000.
Zero liability protection and early fraud warning. |