| BASICS |
| APR | 10.99% - 19.99%var* (Elite and Premium Pricing a 0% fixed APR for the first 12 billing cycles following the opening of your account.) |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 12 months. |
| Annual Fee | $ 0 |
| Grace Period | 20 days |
| FEES |
| Late Fee | $15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over. |
| Over-the-limit Fee | $39 |
| Currency Conversion Fee | 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Elite and Premium Pricing: The Prime Rate plus 5.99% for Elite Pricing, or plus 9.99% for Premium Pricing for outstanding and new balances after the introductory period. Standard Pricing: The Prime Rate plus 14.99%. We will first consider you for the pricing above with the lowest rates. We reserve the right, based upon our review of your credit history and information furnished by you, to open an account with alternative pricing as stated above, or not to open an account at all.
|
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Shopping Rewards | With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into rewards:
- Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
|
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
12
months. After the intro period, the rate will be
as low as
10.99% - 19.99%.
* Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account.
Standard Pricing: A 0% fixed APR for the first 3 billing cycles following the opening of your account.
Transaction fee for balance transfers: 3% of the amount of each transaction, but not less than $5.00 nor more than $99.00. |
| Cash Advance | The APR for cash advances is 20.99% - 24.99%.
Transaction fees for cash advances: 3% of the amount of the transaction, but not less than $10.00. |
| Default APR | The APR for default is 28.99%.
|
| Other Features | N/A |
| Card Description | Earn 1 point for every eligible dollar spent and turn everyday purchases into rewards: Merchandise, Travel, Cash back and Gift cards.
No annual fee.
0% APR for up to 12 months. |