The Starwood Preferred Guest® Credit Card


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"The Starwood Preferred Guest® Credit Card" issued by American Express
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BASICS
APR	14.99%^var
APR computation method	Average Daily Balance Including New Purchases
Intro APR	2.90% for 6 months.
Annual Fee	$ 45
Grace Period	20 days
FEES
Late Fee	$19 on balances less than $400 and $38 on balances $400 or greater.
Over-the-limit Fee	$35
FEATURES
Customized Terms	N/A
Travel Rewards	N/A
Cash Rebate	N/A
Gas Rebate	N/A
Shopping Rewards	N/A
Hotel Rewards	Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights at a Category 1 or 2 hotel Plus earn an additional 15,000 Starpoints when you spend $15,000 in 6 months Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries. Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines. Earn one Starpoint for every dollar of eligible spending Earn double Starpoints on Starwood stays and purchases made at select Starwood retail outlets.
Balance Transfer	The intro APR for balance transfers is 2.90% for 6 months. After the intro period, the rate will be 14.99%. There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
Cash Advance	The APR for cash advances is 19.99%. Fee for Cash Advances: 3% of each transaction with $5.00 minimum and no maximum.
Default APR	The APR for default is 17.99% - 26.99%.
Other Features	N/A
Card Description	• Earn 10,000 Starpoints® with your first purchase* • Transfer Starpoints. • Earn one Starpoint for every dollar of eligible spending. • First year no annual fee.

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See Also: American Express Credit Cards

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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The Starwood Preferred Guest® Credit Card

issued by American Express