The GM Flex Card®


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"The GM Flex Card®" issued by HSBC Bank Nevada, N.A.
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BASICS
APR	14.24% - 21.24%^var^*
APR computation method	Average Daily Balance Including New Purchases
Intro APR	N/A
Annual Fee	$ 0
Grace Period	20 days
FEES
Account Setup Fee	$0
Additional Card Fee	0
Other (one-time) Fees	$0
Other Fees Annualized	$0
Late Fee	$19 if your balance is $100 or less; $29 if your balance is more than $100 up to and including $250; or $39 if your balance is greater than $250.
Over-the-limit Fee	$35.
Currency Conversion Fee	A Foreign Transaction Fee equal to 3% of the U.S. dollar amount will apply to transactions made in a foreign currency.
FEATURES
Customized Terms	^* This credit card offers customized terms. Details: Your APR may vary. The rates are determined by adding the Index plus 5.99%, 9.99%, or 12.99% ("Spread") depending on your creditworthiness.
Travel Rewards	N/A
Cash Rebate	N/A
Gas Rebate	N/A
Shopping Rewards	1%* cash back on every single credit card purchase. 1% toward any vehicle or a full 3%* toward a brand new, eligible GM car, truck or SUV. * Cash can be redeemed in $100 increments. *** Redemption limits apply and vary by vehicle and model year.
Hotel Rewards	N/A
Balance Transfer	The intro APR for balance transfers is 0.00% for 12 months. After the intro period, the rate will be as low as 14.24% - 21.24%. ^* 3% ($10 minimum/$99 maximum) for advances by Balance Transfers that post to your Account during the Introductory Period; thereafter a 3% ($15 minimum) Cash Advance Fee will apply, unless otherwise disclosed.
Cash Advance	The APR for cash advances is 20.99%. Fee: 3% ($15 minimum) on all cash advances including Convenience Checks, unless otherwise disclosed
Default APR	The APR for default is 30.99%.
Other Features	N/A
Card Description	• 0% Introductory APR on balance transfers for 12 months. • A full 1% Cash Back Option () • A full 1% Earnings toward any other new vehicle () • Triple your earnings to 3% toward an eligible new GM vehicle (**) • No annual fee.

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See Also: HSBC Bank Nevada, N.A. Credit Cards

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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The GM Flex Card®

issued by HSBC Bank Nevada, N.A.