| BASICS |
| APR | 10.99%var |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 12 months. |
| Annual Fee | $ 0 |
| Grace Period | 20 days |
| FEES |
| Late Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over. |
| Over-the-limit Fee | $35 |
| Currency Conversion Fee | Transaction Fee for purchases made in a Foreign Currency: 3% of each purchase after it is converted into US dollars. |
| FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards |
- Get 3 ThankYou Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants.
- Get 1 point for every dollar you spend on other purchases.
- Redeem your points for: air travel, statement credit, gift cards and certificates, merchandise or create your own reward.
- Plus get 10,000 bonus ThankYou Points after $250 in purchases that can then be redeemed for a $100 gift card.
|
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
10.99%.
Fee: 3% of the amount of each balance transfer, $5 minimum. |
| Cash Advance | The APR for cash advances is 19.99%.
Fee: 3% of the amount of each cash advance, $5 minimum. |
| Default APR | The APR for default is 28.99%.
|
| Other Features | N/A |
| Card Description | No fee rewards program.
3 ThankYou Points® for every dollar you spend.
0% APR on Purchases for 12 months. |