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Discover® Open Road® Card

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"Discover® Open Road® Card"

issued by Discover Card

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 BASICS
APR (Interest Rate)11.99% - 19.99%var*
APR Computation MethodAverage Daily Balance Including New Purchases
Intro APR0% until the last day of the billing period ending during July 2010.
Annual Fee$ 0
Grace Period25 days
 FEES
Late Fee$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee$15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee.
Currency Conversion FeeForeign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency.
 CARD FEATURES
Customized Terms * This credit card offers customized terms. Details: Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history.
Travel Rewards N/A
Cash Rebate
  • Get 5% Cashback Bonus on gas and auto maintenance purchase.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • 5% to 20% Cashback Bonus through their exclusive online shopping site.
Gas Rebate
  • Full 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month automatically.
Shopping Rewards N/A
Hotel Rewards N/A
Balance Transfer0.0% for 6 billing periods from the date of account opening for balance transfers made with your application. Balance Transfer Transaction Fee: 3.00% for each balance transfer made under this offer with a minimum of $0.
Cash AdvanceThe APR for cash advances is 23.99%. Fee: 3% for each cash advance, with a minimum of $5 and no maximum.
Default APRThe APR for default is 29.99%. • The default APR may vary monthly and equals the Prime Rate + up to 27.99%, but such rate will never exceed 29.99%. • If you are late making a payment or your account is overlimit twice, we may increase your APRs to the Default Rate.
Other Features Instant Decision
Card Description• Double Cashback Bonus at any gas station and any restaurant • 5% to 20% Cashback Bonus at top retailers through our online shopping mall • Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
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See Also: Discover Credit Cards
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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