| BASICS |
| APR | 10.99%var |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 6 months. |
| Annual Fee | $ 0 |
| Minimum Income | 0 |
| Grace Period | 20 days |
| FEES |
| Late Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over. |
| Over-the-limit Fee | $39 |
| Currency Conversion Fee | 3% of the amount of each foreign currency purchase after its conversion into U.S. dollars. |
| FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
6
months. After the intro period, the rate will be
10.99%.
Balance transfer fee: 3% of each balance transfer; $5 minimum. There is no fee with the 0.00% APR balance transfer offer described above. |
| Cash Advance | The APR for cash advances is 19.99%.
Cash advance APR: 0.00% for 6 months from account opening. Then, the regular Cash Advance APR.
The transaction fee for cash advances is 3.0% of the amount of each cash advance, $5 minimum. |
| Default APR | The APR for default is 28.99% - 33.99%.
All APRs may automatically increase to the default APR. We set your default APR by reviewing (1) the seriousness of the default with us and (2) the credit history. |
| Other Features | N/A |
| Card Description | 0% APR for 6 months on everything.
No annual fee.
Great student discounts.
Protect and manage your account with these great benefits:
Citi® Identity Theft Solutions.
Citi® Photocard option (2)
The Lost Wallet® Service.
Free Online Account Management.
Credit Education Tools at Students.UseCreditWisely.com
Personal information protected by our Privacy Policy.
$0 liability on unauthorized charges.
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